Potential premium value
Eligible Vitality PLUS members may earn cumulative premium savings through qualifying participation. Results are not automatic and depend on policy details, attained status and program terms.
Activity · prevention · everyday rewards
Life insurance that can reward
healthier choices.
Eligible John Hancock life insurance customers can participate in Vitality, earn points for healthy actions and qualify for benefits based on policy, program level, status and current terms.
Talk with a licensed professionalA clear starting point
What is John Hancock Vitality?
Vitality is a wellness engagement program available with eligible John Hancock life insurance policies. Members can earn points through activity, preventive care, nutrition and other healthy actions. Status and policy terms determine which rewards are available.
Everyday member rewards
Current program materials describe a range of benefits for eligible members.
- Apple Watch entry at $25 plus tax with activity-based monthly payments
- HealthyFood fresh-produce and promoted-item savings
- Complimentary Headspace access for eligible PLUS members
- Offers involving participating travel, retail and wearable brands
Screening access with important limits
Eligible registered members age 40 or older may receive a full or partial subsidy for the Galleri multi-cancer early detection test depending on face amount and other program criteria. False positive and false negative results can occur, and the test should supplement—not replace—recommended routine screening.
Questions to ask
Understand the decision
before you act.
Does every life insurance policy include Vitality PLUS?+
No. Vitality GO and Vitality PLUS differ, and eligibility depends on the policy, state, coverage amount and current carrier program terms.
Is an Apple Watch free with Vitality?+
Current program materials describe an eligible Apple Watch for an initial $25 plus tax, followed by monthly payments over two years that vary with qualifying exercise. Terms, models and availability can change.
Is the Galleri cancer screening guaranteed every year?+
No. Eligible registered members age 40 or older may receive a full or partial subsidy depending on policy and program criteria. Galleri is a screening test, not a diagnosis, and does not replace routine screening recommended by a healthcare provider.
Veritas guidance
Clarity first.
Products second.
Discuss your goals, budget, time horizon and tradeoffs with an appropriately licensed professional.
Request guidance